HR Profit and Risk Review

Everything we need from you, in one place. Most people are done in under ten minutes, and once it is in we start pricing your programme against the market.

Everything you send is confidential. Nothing reaches a carrier, a broker or any other company until you have seen exactly what we plan to send and told us to go ahead. Your current broker or PEO is never contacted. What you send is used only to prepare your Review, and it is never sold.

What happens next

Once your form and documents are in, Lianne Rubbo, Executive Director HR, reads them herself and comes back to you within 1 to 3 business days to book a 15 minute discovery call.

The call is booked once we have what we need. That way the 15 minutes goes on your situation instead of on chasing paperwork.

Two ways to do this — both fine.

Fill in what you know below, or skip the questions entirely and just send your invoices. We can read the carriers and the numbers off the documents ourselves.

You do not have to finish in one sitting. Send what you have today and come back for the rest. We start as soon as your payroll register arrives.

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About your company Section 1 of 5

Company name

Your name

Your role

Phone optional

Total employees, full and part time

Which states do you have employees in?

Your documents Section 2 of 5

Most of these download straight from your provider’s portal. You can attach more than one file to each.

These stay confidential. Nothing leaves us until you have approved what we send and who we send it to.

Three we must have

Most recent payroll register, all employees Required Starts the clock

The one item we cannot begin without.

Choose files

This one is still missing.

Employee census Required No quote without it

Almost every payroll system has this as a standard report — ask for a census or employee demographic report and it exports in a couple of clicks.

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This one is still missing.

Most recent medical invoice Required No review without it

Plus the plan documents or SBC if you have them. This is where most of the money sits.

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This one is still missing.

Everything else

Send what you have. The rest can follow.

Dental, vision and life invoices

Whichever of these you offer.

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Workers’ compensation invoice

Plus the Declaration of Coverage or COI.

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Three years of loss runs Can follow later

If you are already in renewal you probably have these to hand. If not, request them from your carrier and send them when they arrive — we will start without them.

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401(k) invoice

Or a recent statement showing your fees.

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Employee handbook If you have one

Whatever version you are actually using.

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Who you work with now Section 3 of 5

One line per coverage. If you are not sure of a renewal date, leave it — it will be on the invoice.

Who runs your payroll?

What admin fee do they charge? if you know

Current broker or PEO if any

When does that contract end? if you know

What we examine Section 4 of 5

You do not fill this in — we do. It is here so you can see the ground we cover, and so nothing you are already paying for gets missed. If you want to mark what you have, it is three taps a line. Skip it entirely if you prefer.

Paying for something we have not listed? Tell us here.

Anything else Section 5 of 5

What prompted you to look at this? Anything frustrating you, anything you have been told, anything you would change tomorrow if you could.

Some of what we need is missing.

You can still send this now and add the rest later, but we cannot start the Review until these arrive:

Confidential, never sold, and nothing goes to any company without your go-ahead. Lianne comes back to you within 1 to 3 business days to book your 15 minute call.

Thank you for the opportunity. We will handle everything you send with care, and we are looking forward to meeting you and getting to know your company.